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Loan Services

Advance Conditional Payment (ADCON) Accounts

Patronage Program

ADCON accounts give stockholders a place in which to deposit excess funds they may have from time to time while building liquidity.

The deposits provide the association with a competitive source of funds, which in turn generates more association earnings that can be distributed as patronage payments to stockholders. Features include:

  • Interest paid on deposits for as little as 30 days

  • Competitive interest rates, compounded monthly
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